Hello, I am Noara Razzak, a PhD Candidate in the John E. Walker Department of Economics at Clemson University. I conduct research on financial markets and community banking with aligned interests in industrial organization, urban economics and applied econometrics. My research interests include studying credit accessibility of racially diverse communities along with the institutional and geographical features of the credit markets that these communities can access. My current working paper studies the effect of Minority Depository Institutions’ branch closures in their local markets.

You can find my CV here and contact me at : nrazzak@g.clemson.edu

I have presented my research at the following conferences and seminars:

Philadelphia Federal Reserve’s Mentoring and Advancing PhDs (PFMAP) Program (Federal Reserve Bank of Philadelphia, PA), Carolina Region Empirical Economics Day (UNC Charlotte, NC), 2nd Women in Central Banking Workshop (Federal Reserve Bank of Dallas, TX), Southern Economic Association 94th Annual Meetings (Washington D.C; Scheduled); Brown Bag Seminar at Supervision, Regulation & Credit Department(Federal Reserve Bank of Boston, MA; Scheduled in March 2025)